James Borges

Mortgage Broker //  NMLS #2689176

James brings a steady hand and a small-town Oregon work ethic to an industry that can feel anything but simple. Licensed in Oregon, Idaho, and Arizona, he helps buyers cut through the noise, understand their options, and make decisions that actually move them forward — not just fill out paperwork.

Through Elev8 Mortgage’s platform of 40+ lender partners, James shops aggressively, communicates clearly, and fights for every advantage his clients can get. He’s built his reputation on fast responses, creative problem-solving, and a genuine commitment to keeping people informed at every step.

Whether it’s a first-time buyer trying to make sense of rates, a seasoned homeowner exploring a refinance, or a realtor looking for a lending partner who actually picks up the phone, James shows up ready to work and ready to win for his clients.

When he’s not digging into numbers, you’ll find him with family, coaching, or enjoying life around Central Oregon — usually with a cup of coffee in hand and a stubborn determination to make the day count.

james@elev8mortgage.com541-420-8261
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