Every single person has different situations and different goals, so it is important to choose a mortgage that best aligns with your goals. Mortgages are not one size fits all, there are many different products to choose from as well as many different strategies for each product, but with us you have experts on your side guiding you through the choices.
Why Choose Elev8 Mortgage
Here at Elev8 Mortgage we take a deep dive into your financial situation and listen to your short-term and long-term goals. We work together on creating a complete mortgage strategy that helps you accomplish these goals. We offer advice for any situation, always with your best interest in mind.
What Our Clients Are Saying
A big thank you to Team Elev8! As a first-time home buyer, the process had been intimidating and overwhelming at times, but the wonderful team over at Elev8 was so helpful and on top of things, I always felt that I was in good hands and well taken care of while working with them. Hedley and Janice were very attentive, and responsive, and kept me updated as much as possible. They did a great job in helping me to accomplish my first home purchase, and I’m very grateful to have had their help throughout the process.
I love working with Hedley and her team! They get the job done and with a quickness that I’ve never seen before. She is a wholesale mortgage broker meaning she works with a variety of underwriters to find the best rates and programs. I would highly recommend her team!
Elev8 Mortgage team was great to work with. This was our first time home-buying experience and Jamie Bates made the process very easy. She explained each step along the way and was always available to answer my questions. She went above and beyond when it came to getting all our documents together and made sure everything was done correctly. I will be recommending Jamie to friends and family looking to buy or refinance.
I highly recommend using Elev8 for your mortgage loan needs. As a first-time home buyer, it was overwhelming thinking about finding a loan that was in my best interest. However, I learned I could trust Joel and the team at Elev8 very quickly. After submitting all my documents to their easy-to-use online portal, they worked on my behalf and found me a great interest rate. I will for sure use them with my next home purchase.
Dan and his Elev8 Mortgage team were incredibly responsive, supportive, and easy to work with. Dan helped my wife and I through a refinancing process, always keeping our best interest in mind. His team is trustworthy and a pleasure to work with. I will be recommending Dan and the Elev8 team to anyone looking for mortgage assistance!
Dan and his team were PHENOMENAL! Being on both the buying and the selling side of things this year, in buying our new home and selling our old home, I don’t think I realized how good Dan is at simplifying the process and keeping the lines of communication open. Dan is a pro. He made us feel at ease during the home-buying process. And he answered all my crazy questions with confidence and grace.
I highly recommend Jake and the team at Elev8 Mortgage! From start to finish they are on top of every detail and did a great job of communicating the status of our very challenging refinance. They got it done and we greatly appreciate the professionalism and perseverance of the Elev8 Team!
My wife and I worked with Garrett on two different Mortgages in the last 3 years. Both times the process was seamless and made the entire home financing experience so easy. He was always available when needed and provided excellent advice, service, and results both times. Would highly recommend Garrett to all family and friends.
Nicole and Elev8 Mortgage did a great job of preparing our loan and closing our house deal on time. Nicole was very responsive, clear, and very nice to work with. I would recommend Nicole without reservation. Thanks!
Jake is fantastic at what he does! He was available morning noon and night to answer any questions and truly cared throughout our home-buying process. I will refer Jake to everyone! THANK YOU JAKE!
FHA Loans are the most popular government backed loan. These loans allow lower credit borrowers to get into a home with as little as 3.5% down. They are able to do this because of their mandatory upfront and monthly mortgage insurance.
The main difference between a Jumbo Loan and a conventional mortgage is the amount you’re borrowing. Standard conventional mortgages are limited to an amount known as the conforming loan limit.
Home Equity Lines of Credit
A Home Equity Line of Credit (HELOC) is a line of credit that allows you to borrow against the equity you’ve already built up in your home. The line of credit is secured by your home as collateral and gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans, such as credit cards.
A VA Loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs and issued by a private lender, such as a bank, credit union, or mortgage company. VA loans are a specialized loan product made available to veterans, service members and select military spouses.
The USDA Loan program, also known as the Rural Development Guaranteed Housing Loan Program, are mortgages backed by the U.S. Department of Agriculture and offers qualifying low-to-moderate income borrowers the option of no down payment when they buy in a designated rural area.
Self Employed Loans
A “self-employed” borrower is someone who has an ownership interest of 25% or more in a business or is not a W–2 employee. If you receive income from your own business, rather than a regular wage from an employer, you are considered “self-employed.”
Make your dream home come true with our One-Time Close New Construction Loan. We’ll work with you, your real estate agent, and your builder to get you a great rate and a hassle-free mortgage experience. Plus, one closing means one interest rate (with the option to modify down if the market improves), one down payment, one full credit report to order, and just one approval.
Ready to Get Started?
At Elev8 Mortgage, we are passionate about helping people achieve their homeownership goals. If you are looking to buy your first home, refinance your current home, or move up to your ultimate dream home, the experienced team of licensed and local mortgage advisors at Elev8 Mortgage are here to help! We offer our clients local processing, and we will close your loan on time, every time.