Every single person has different situations and different goals, so it is important to choose a mortgage that best aligns with your goals. Mortgages are not one size fits all, there are many different products to choose from as well as many different strategies for each product, but with us you have experts on your side guiding you through the choices.
Why Choose Elev8 Mortgage
Here at Elev8 Mortgage we take a deep dive into your financial situation and listen to your short-term and long-term goals. We work together on creating a complete mortgage strategy that helps you accomplish these goals. We offer advice for any situation, always with your best interest in mind.
What Our Clients Are Saying
Loan Services
Conventional Loans
Conventional loans are the loans that most people think of when talking about a mortgage. These loans are used for primary purchases, second homes, and investments alike.
FHA Loans
FHA Loans are the most popular government backed loan. These loans allow lower credit borrowers to get into a home with as little as 3.5% down. They are able to do this because of their mandatory upfront and monthly mortgage insurance.
Jumbo Loans
The main difference between a Jumbo Loan and a conventional mortgage is the amount you’re borrowing. Standard conventional mortgages are limited to an amount known as the conforming loan limit.
Home Equity Lines of Credit
A Home Equity Line of Credit (HELOC) is a line of credit that allows you to borrow against the equity you’ve already built up in your home. The line of credit is secured by your home as collateral and gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans, such as credit cards.
VA Loans
A VA Loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs and issued by a private lender, such as a bank, credit union, or mortgage company. VA loans are a specialized loan product made available to veterans, service members and select military spouses.
USDA Loans
The USDA Loan program, also known as the Rural Development Guaranteed Housing Loan Program, are mortgages backed by the U.S. Department of Agriculture and offers qualifying low-to-moderate income borrowers the option of no down payment when they buy in a designated rural area.
Self Employed Loans
A “self-employed” borrower is someone who has an ownership interest of 25% or more in a business or is not a W–2 employee. If you receive income from your own business, rather than a regular wage from an employer, you are considered “self-employed.”
Construction Loans
Make your dream home come true with our One-Time Close New Construction Loan. We’ll work with you, your real estate agent, and your builder to get you a great rate and a hassle-free mortgage experience. Plus, one closing means one interest rate (with the option to modify down if the market improves), one down payment, one full credit report to order, and just one approval.
Ready to Get Started?
At Elev8 Mortgage, we are passionate about helping people achieve their homeownership goals. If you are looking to buy your first home, refinance your current home, or move up to your ultimate dream home, the experienced team of licensed and local mortgage advisors at Elev8 Mortgage are here to help! We offer our clients local processing, and we will close your loan on time, every time.