VA Loans

What Are VA Loans?

A VA Loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs and issued by a private lender, such as a bank, credit union, or mortgage company. VA Loans are a specialized loan product made available to veterans, service members and select military spouses. When borrowers apply for a VA Loan, they will need to provide a certificate of eligibility from the VA.

Why Choose VA Loans?

A VA Loan allows eligible active-duty service members, veterans, and eligible surviving spouses to finance a home with zero down payment. VA Loans can provide up to 100% financing on the value of a home. Eligible borrowers can use a VA Loan to purchase or build a home, improve and repair a home, or refinance a mortgage.

With VA Loans, veterans, service members, and their surviving spouses receive competitive rates, typically lower than conventional loan rates. Another benefit of VA Loans is that borrowers are not required to have private mortgage insurance.

VA Loans

Ready to Get Started?

If you are interested in getting a VA Loan today, reach out to us and our VA Loan experts will happily assist you in getting a mortgage!